Any major purchase requires research, careful analysis, consideration, and thought. Home buying isn't any different! Determining the right location, the number of bedrooms or bathrooms needed, and outdoor space is the easier things. However, there are many other factors to think about in your home search. From your initial search to the moment you get the keys to your new home, I will be there, guiding you through the process. I can even help connect you with mortgage professionals to get the best rates.
As a area real estate expert, I can help educate you on the different neighborhoods, schools, and other local community amenities that suit your lifestyle.
As your buying agent, I can help streamline the process of buying a home and make it easier for you. I’ve aligned myself with the top professionals in the industry, and once an offer has been accepted, I will personally help facilitate the process to close on the home. By working closely with mortgage brokers, title and escrow companies, home inspectors, and home warranty companies I will provide you with the best service possible!
We all know that purchasing a home is one of the major decisions one can make in their lives. You must make sure the timing is right for both you and your family.
Before you decide to purchase, there are many thoughts that will go through your head:
Is it the right time to buy?
Am I financially prepared to purchase a home?
Am I emotionally ready to be a home owner?
What am I looking for in a property
Where do I want to buy?
Once you have successfully answered the questions above and any others that you may have you can move on to the next step. Figuring out what type of properties you will be looking to purchase and what the timeframe is for buying your home.
My job to make the whole process enjoyable and stress free.
As your agent we will sit down and discuss what you are looking for in a home. Establishing your criteria is a crucial part of the buying process. I will need to know your price range, style of home and essential features you desire. The timeframe for the purchase of your home is also a critical factor in the buying process.
The real estate market is ever changing and we need to be organized and timely to ensure we do not miss out on the perfect home. Once I have all of the criteria our search can begin. The buying process requires open communication on both sides and I will encourage you to visit websites like JoshuaCarter.com, Zillow, MLS, Trulia and others. You can forward me any properties that interest you. In the meantime, I will be hunting every property that matches your criteria and providing you with constant updates.
What is pre-qualification? Pre-qualification is a process lenders use to determine, based on your income and debt, what you can afford to spend on a home.
A pre-qualification letter from a lender is one of the single most important parts of the journey in purchasing you home. Once we can define what your financial limit is it will allow me to better serve you in finding a home. The pre-qualification letter can actually aid us in the negotiating process if you find a property you want. It can be used as leverage when going up against another buyer, with their agent and sellers may be more willing to compromise on their sale price if they know they have a solid qualified buyer.
As your agent I work with several lenders and can guide you through this important step.
We did it! We have finally found that perfect home for you and your family and it is now time to make an offer.
Once we have determined a price to offer for the home we will write up an offer and present it to the seller through their agent. If the offer is rejected don’t despair as we will negotiate to find some common ground. Once we have an accepted offer we will prepare a written contract and move forward.
The sellers have accepted your offer, the terms of the deal finalized, the contract signed and it is time to send everything to the closing department for processing.
I highly recommend a home inspection is done on every property. This could potentially save you thousands of dollars in the future. If any problem areas are identified during the home inspection, we can negotiate to have them repaired or compensation made to us prior to closing.
My closing department will guide you through the process, work with your lender, help you choose an attorney and help with the many details that are involved with moving into your new property.
The benefits of having a full time closing department on your side to assist in making sure all the pieces come together in a timely fashion is invaluable to closing on schedule.
This is the moment that you have been waiting for where the process of researching, previewing, and negotiating are all complete. You will have a final walk through of your soon to be new home and head for the closing.
It is important to schedule an appointment for a morning closing. You will meet with your attorney, and they will guide you through the signing of all the appropriate documents to ensure you take legal possession of your new home. A courier will take the documents to the courthouse to be recorded and once the recording is complete the house is legally yours and you are free to move in. Recording does take time, which is why I highly recommend you get the closing scheduled for the morning so there is sufficient time for the deed to be recorded before the end of the day.
My job is to represent your best interest and make sure you are the most informed buyer in the market. It is my commitment to you, as my client, to be transparent, honest and communicate with you through the entire process.
The sellers have accepted your offer, the terms of the deal finalized, the contract signed and it is time to send everything to the closing department for processing.
I highly recommend a home inspection is done on every property. This could potentially save you thousands of dollars in the future. If any problem areas are identified during the home inspection, we can negotiate to have them repaired or compensation made to us prior to closing.
My closing department will guide you through the process, work with your lender, help you choose an attorney and help with the many details that are involved with moving into your new property.
The benefits of having a full time closing department on your side to assist in making sure all the pieces come together in a timely fashion is invaluable to closing on schedule.
This is the moment that you have been waiting for where the process of researching, previewing, and negotiating are all complete. You will have a final walk through of your soon to be new home and head for the closing.
It is important to schedule an appointment for a morning closing. You will meet with your attorney, and they will guide you through the signing of all the appropriate documents to ensure you take legal possession of your new home. A courier will take the documents to the courthouse to be recorded and once the recording is complete the house is legally yours and you are free to move in. Recording does take time, which is why I highly recommend you get the closing scheduled for the morning so there is sufficient time for the deed to be recorded before the end of the day.
My job is to represent your best interest and make sure you are the most informed buyer in the market. It is my commitment to you, as my client, to be transparent, honest and communicate with you through the entire process.